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Thought about insurance?

Now you’ve picked up an instrument with Take it away, consider taking out insurance in case it is lost, stolen or damaged.

Where to start?
Most instrument shops have some knowledge about the various options out there, and should be able to advise on these. It’s also worth checking with your home insurance provider whether or not your instrument is automatically covered under your general household contents.

There are lots of companies that offer specialist musical instrument insurance options. It is best to shop around and find a company and policy that best suits your needs, whether you just play at home for fun or whether you’re likely to be taking your instrument across counties, countries or continents.

If you perform, it’s not just your instrument you should think about insuring. Public Liability Insurance (PLI) offers cover in all activities associated with being a musician, be it performing live, teaching, rehearsing, recording etc.

You might also consider joining a membership organisation such as the Musician's Union, where you’ll be able to access ongoing advice and guidance on issues including insurance, as well as legal assistance, career advice, and advice about contracts. Membership of the Musician's Union includes Public Liability cover among its benefits.

Whatever you decide, it is best to shop around and compare a number of quotes so you can get real peace of mind about value for money and more importantly, cover for your instrument.

For more information about the Musician’s Union, visit www.musiciansunion.org.uk

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