How do I Own Art?

Firstly, you'll need to visit a participating gallery and find something that you want to buy. You can then apply for an Own Art loan to finance your purchase by spreading the cost over 10 months.

To be eligible to apply for a loan you need to be:

• Over 18 years old
• A permanent UK resident
• In possession of a bank or building society account that can operate direct debit payments

You will also need to bring two proofs of identification with you - one for proof of signature, such as a debit or credit card, and the other for proof of address. This could be a bank statement, utility bill or driver's licence.

The gallery that you are buying the work from will take you through the loan application process which should only take 10 minutes or so. If your application is successful, you'll be able to sign the agreement and take the work away with you immediately.